The CPP Disability Child Benefits plan was introduced to help alleviate the hardship brought upon dependent children by a parent’s disability. If you have applied for CPP disability benefits there is a good chance your dependent children will also be eligible for the children’s benefit.

DETERMINING ELIGIBILITY

The following conditions must be met in order to qualify:

The dependent child must be under 18 years of age OR the dependent child must be between 18 and 25 and a full time student at are cognized school.

‍CPP DISABILITY CHILD BENEFITS ELIGIBILITY IS FURTHER BROKEN DOWN INTO THREE CATEGORIES OF DEPENDENT CHILDREN

• Those who are the natural or adopted children of someone receiving CPP Disability Benefits
• The child of someone who was receiving CPP Disability benefits at the time of their death
• A surviving child of a deceased contributor to the CPP fund. A dependent who had contributed in four of the previous six years before their death or three of the previous six years if they had a total of at least twenty-five years of contributions.

THE RIGHT TIME TO APPLY

You should apply for CPP disability child benefits when one of the following events occurs:

• The parent or guardian applies for CPP disability benefits. You do not have to wait to be approved for CPP disability benefits before applying for the children's benefit.
• A child comes into the custody or primary care of a parent or guardian who is receiving CPP disability benefits.
• A CPP contributing parent or guardian dies, whether or not they were receiving CPP benefits.

WHO SHOULD FILE THE CPP DISABILITY CHILD BENEFITS APPLICATION

If the child is under 18 years of age, the disabled parent or guardian should make the application for child benefits. If you are caring for a dependent child of a disabled or deceased individual and the child is under 18 you should make the application for them.

However, if the child is between the ages of 18-25 and a full time student at a recognized educational establishment they should fill out the application themselves. These children will need to complete a Declaration ofAttendance at School or University form at the beginning of every school year, or when they return to school after taking time off. The student could also be asked to complete this form at the beginning of each semester. Failure to complete these forms will lead to the termination of payments.

THE RESPONSIBILITIES OF THE DEPENDENT CHILDREN RECEIVING CPP BENEFITS

The parent or guardians of or the dependent children who are receiving CPP benefits must notify program administrators right away if one of the following things occur:

• They were a full time student but are now withdrawing from school.
• They change from a full time student to part time.
• The relationship with the CPP contributor changes
• Their address or name changes.

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Any Benefits received after the eligibility status of the dependent child changes will have to be paid back.

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Questions? Contact us!

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